What it is: Homeowners can deduct interest on up to $750,000 of mortgage debt ($1M if purchased before Dec 15, 2017).
Why it matters: With mortgage rates hovering around 6% – 7%, this deduction can offset a chunk of your housing costs.
How to claim it: Your lender will provide a Form 1098 showing total interest paid.
7. Energy-Efficient Home Upgrades
